The good news is that Canada is home to so many great universities that it’s difficult to make a poor decision.

That’s why choosing the school that best suits you requires going beyond rankings and reputation, and considering the unique culture and educational environment of your potential alma mater.

These are the top universities in British Columbia:

UNIVERSITY OF BRITISH COLUMBIA

• Vancouver (main) and Kelowna
• Students: 59,200 Cost: $6,000

Despite being a big campus with many professors focused on research, UBC maintains a hands-on learning environment. More than half of senior students report participating in an internship, co-op placement, field experience or other professional

Heritage house questions and answers.

Q: What is a Heritage Building?

There are no hard and fast rules, no binding legal definitions, that determine what is, and what is not, a heritage building. Of course, everyone thinks of heritage as old. "Heritage", however, is best understood when joined to another word, such as conservation. The term "heritage conservation" was coined in Canada to describe the movement that advocated an alternative to the thoughtless development and urban renewal that was destroying irreplaceable vintage buildings. In this sense, heritage is clearly understood to mean something worth keeping, preserving, and protecting.

Heritage conservation has in fact been largely concerned with "old" buildings (a very relative term), for

Bank of Canada stands pat, keeps interest rate at 0.5%

The Bank of Canada is keeping its benchmark interest rate right where it currently sits, at 0.5 per cent.

The bank, led by Stephen Poloz, meets every six weeks to decide on monetary policy and has cut its trend-setting interest rate twice this year in a bid to stimulate Canada's economy. 

The central bank's interest rate influences the rates that borrowers and savers pay and earn for things like mortgages and savings accounts.

The consensus view among 27 economists polled by Bloomberg ahead of the bank's decision was for the bank to do exactly what it did — nothing.

In explaining its reasoning, the bank said it kept its rate as is based on the impact of previous changes.

The Liberals’ new majority gives them all the power they need to influence Canada’s mortgage market. Interest rates, mortgage policy and affordable housing initiatives will all be affected.

Here’s some of what the mortgage market can expect from Mr. Trudeau’s new government:

1. Higher bond yields: Balancing the budget is not a priority for the Liberals until 2019. Trudeau is expected to go on a spending spree and bond traders aren’t keen about it. It suggests a greater supply of government debt and potentially higher long-term yields to come. That, of course, could mean at least slightly higher fixed mortgage rates than we’d otherwise see.
2. A More Hawkish Poloz: The odds just dropped for a cut in prime rate. More spending by Ottawa puts less

A new report says while the slump in oil is stifling house prices in provinces driven by energy markets, other sectors have picked up the slack and taken home values to new levels nationally.

The report from Royal LePage, which provides a composite price based on values in 53 of the country’s largest housing markets, finds the average home sold for $502,643 during the third quarter of 2015 — an eight per cent increase from a year earlier.

“Economic slowdowns in energy-dependent markets, most notably in western Canada, have in part been offset by both renewed industrial activity in other parts of the country and the Bank of Canada’s recent interest rate cuts,” said Phil Soper, chief executive of Royal LePage, in a statement.

Soper said that, as in

Despite lack of choice, home sales across province rise 12 per cent year-over-year in September as buyers snap up what's on offer, according to new figures.

Unrelenting demand for real estate across BC is pulling home listings inventory to an eight-year low, according to British Columbia Real Estate Association (BCREA) figures released October 14.

There were just 39,977 units available for sale in the province in September – a low that hasn’t been seen since early 2008.

“Strong consumer demand has pulled down the inventory of homes for sale to its lowest level in eight years,” confirmed Cameron Muir, BCREA chief economist.

“Market conditions are favouring home sellers in some board areas, while contributing to relative balance between

Stability in real estate market provides safe haven for savers facing volatile capital markets

Sector remains a federal election priority for major parties and voters

TORONTO, October 14, 2015 – In the third quarter of 2015, home prices showed moderate to strong year-over-year increases in most markets in Canada, according to the Royal LePage House Price Survey¹ released today.  While the effects of the crude oil shock are still filtering through the economy, the country’s non-energy sectors are beginning to regain momentum as a lower Canadian dollar stimulates sharply higher exports, particularly to the U.S., supporting overall consumer confidence and the strength of Canada’s real estate markets.

According to the report and newly introduced

With Stephen Harper promising 700,000 new Canadian home owners by 2020 if the Conservatives win, the pressure is on the other leading parties in the upcoming federal election to show how they will help the average Canadian with housing and renovations. Here’s a round-up of the election promises.

Conservative

The incumbent Conservative party has been the most vocal on the subject of home ownership, and on September 29, Harper announced that his party is setting a target of creating 700,000 new homeowners by 2020.

Promises to give Canadians more tools to buy and improve homes are enshrined in the Conservative platform, and leader Stephen Harper has bragged about Canada’s high home ownership rate, calling it a sign of a strong economy, despite

The B.C. Real Estate Association will be making a fresh appeal next Tuesday for the provincial government to lower the Property Transfer Tax.

The association, representing the province’s 18,500 realtors, will make its case during pre-budget consultations by a government committee.

This will be the fifth consecutive time the BCREA is making such a plea. And it appears this may be the year the advice is heeded.

The push for a lower PTT comes amid rising frustration in Vancouver over prohibitive house prices and mounting evidence of tax avoidance and evasion by foreign property buyers.

Locals have every reason to be apoplectic at the high taxes they are asked to pay in relation to home ownership when it is so obvious that a sizable and

Real estate agents say anecdotal resurgence of American buyers

American buyers enticed by the low Canadian dollar are scooping up B.C. properties, according to several luxury market real estate agents. 

Jonathan Cooper, vice-president of operations for the Macdonald   Realty Group, says he has anecdotally seen a resurgence of Americans interested in Vancouver homes. 

"There was activity from all nationalities around the Olympics, but especially because of our proximity to Washington state, a lot of Americans were here at that time... talked to agents, went to open houses," he says. 

"They're high net-worth families who have heard about Vancouver, love how beautiful it is ... and yeah, it's a second home for vacation purposes."

And now